Tag Archives: tips

Rejoice: Rewarding Yourself After Finals!

Filed under: College Life, Education, Tips - Angelina
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Serena Piper BookRenter Blogger Biography

 

 

 

 

Most college students right now are probably stressing out, studying crazy hours, drinking enormous amounts of caffeine, and losing precious time for sleep. Why? FINALS.

If you’re one of the lucky ones, finals may not be as stressful for you as it can be for other students. When I was attending school, the only classes I wasn’t worried about finals for were classes having to do with my major since the material came naturally. They were one less final to worry about, and one less thing to study. But for other classes, ones I wasn’t so naturally great at, I worried. I worried so much that when finals were finally over, I was mentally exhausted. The one thing I gave myself to look forward to for completing finals was to reward myself. And you should too when you’re done with finals!

Rewards, no matter how small, are a great source of motivation. You might be surprised at how efficient you can be if you have something to look forward to after completing a task. If you’ve worked hard, you deserve a break and to treat yourself!

Here are a few ways you can relax and reward yourself after finals:

1. Treat Yourself

Normally I’m not one to use food as a reward, but during finals week, I would reward myself with Caramel Apple Spices from Starbucks for each final I completed. Needless to say, my sweet tooth was happy! You can try frozen yogurt, ice cream with all your favorite toppings, or even just a juicy burger from a local diner.

2. Movie Marathon

Are there movies out in theaters you’re hoping to see? When finals are over, make a day of it and buy tickets to each one so you can see one right after the other! Bring along some friends to make it extra special.

3. Relax and Rejuvenate

The beach is one of my favorite places to unwind and relax. I find listening to the waves and feeling the sand between my toes really loosens me up if I’ve been feeling particularly stressed or stretched with work. Bring a journal or a book and some music, set up a blanket with a picnic, and relax for the afternoon. If the beach isn’t an option due to weather, then find another place you like to relax.

4. Retail Therapy

Who doesn’t secretly have something they’d like to splurge on? Whether it’s a pair of boots that cost a bit more than you’d normally spend, a flashy watch, or a cozy leather jacket – chances are if you walk through any store, you’ll find something that catches your eye. Or, during one of your study breaks, scan your favorite store online and pick out something you’ll really look forward to when it arrives.

5. Simple Works Too

If all else fails, your reward can simply be a cat nap and then waking up to a great book you’re dying to finish. Hey, we’re college students! Sleep holds its own value now too!

Good luck students on finals season! You will do great!

Share with us in a comment below how you reward yourself after completing finals.

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5 Things to Know About Savings Accounts

Filed under: Living, Money/Budget, Tips - Angelina
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Megan Lehman BookRenter Blogger Biography

 

Learning personal finance and how to take care of your money is extremely important, especially as a college student. Learning how to manage money now will save you time and money in the future. Thanks to these tried and true tips, I am going to graduate with very little student debt!

Here is what you should know about savings accounts:

1. Know the Different Kinds of Accounts

There are multiple forms of savings accounts, some better than others. By that, I mean they allow you to save more by the amount of interest they acquire.  Some of these accounts, however, have very specific requirements and require certain commitments, such as amounts left in the account at all times. Do some research and figure out your best options.

2. Picking An Account

When it comes to picking which account to open, it is important to consider where you are financially at this point in your life. If you work part time hours, like 5-10 hours a week, the basic savings account is for you. If you work full time, without many expenses, and have the ability to put a larger chunk away, open a CD or a MMA. These two accounts give the most interest and are two accounts to pay attention to.

3. CDs vs. Money Markets

These two savings accounts give the account owner the most return with interest. However, they require more of a commitment. CD (certificate of deposit) accounts require a time commitment during which no money can be withdrawn from the account, but can be added. The time commitment can be anywhere from six, twelve, or even twenty four months and require at least $100 to open.  Money market accounts (MMAs) require at least $1,000 to be in the account at all times. The owner can only withdraw from the account six times a month. I know that sounds like a lot of money, but this account will earn you more interest than any other account available at this time. Currently, CDs are not earning much more interest than the basic savings account. I would advise waiting until you can put away $1,000 and start a personal money market account.

4. Be Aware of the Fees

The money market account restricts the owner of the account from withdrawing from the account more than six times in a one month period. There are multiple accounts similar to this and it is important to understand the fees resulting from withdrawing too many times. There may even be regular monthly fees just to have an account, although sometimes there are certain requirements that can be met to waive these fees. Each bank is different.

5. Take Advantage Now

As a college student, I understand the struggle to save money. Currently, as an unpaid intern in Washington D.C., I understand the struggle even more intensely. Right now, no matter where you are in your college career, it is important to start thinking about a budget and savings. Recognize the timing in your life. Imagine what you could retire with if you started a 401k now? I started my 401k when I was 19 and, if I continue at the rate I am at, will be able to retire early.

Also, look at what you’re spending and what you can cut to save some extra cash. I choose to save now so I can graduate with as little debt as possible. By following these tips and learning more about which savings account is right for you, you can too.

Good luck!

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Fit-Feasting On Thanksgiving

Filed under: Food, Health & Fitness, Seasonal Celebrations, Tips - Angelina
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Bailey Buckingham BookRenter Blogger Biography

This time of the year is known as the time that ruins your diet. With the holidays, great meals, and colder weather – everyone seems to gain weight. Usually we don’t worry about gaining the weight until bikini body season. For the past couple of years, I’ve learned some tricks to staying as healthy as I can during Thanksgiving and this time of year so that afterwards I don’t feel sluggish and gross.

Here are some suggestions to how to stay healthy during Thanksgiving:

1. Family Fitness Activity

If you’re spending the holiday with family, like most of us do, the easiest way to get a “workout” in is to involve the whole family. For two years, my family and I have participated in the Turkey Trot 5K races the morning of Thanksgiving. If your town doesn’t offer something like that, then do a flag football or volleyball competition. Incorporate some sort of competition or game that gets the family going so you can burn some extra calories and make some holiday memories while doing it!

2. Cook Some Of The Meal

Talk to whoever is “in charge” of Thanksgiving and see what you can make yourself for the meal. I’ve already talked to my grandma about making a pie, and some side dishes this year. This puts you in control of the recipe, so you can use healthier options when cooking!

3. Smaller Plate Trick

So you don’t offend the cook, talk to them beforehand, but instead of using a big plate like everyone else, use a smaller plate. That way you will have a full plate, and smaller portions, so you trick yourself into thinking you’ve eaten a lot. This will help you to prevent all of that gluttonous overeating.

4. Commercial Break

My family watches football on Thanksgiving as a tradition. When there is a commercial break, I use it as an opportunity to get away from the TV and walk around. If you’re in a comfortable family setting, do jumping jacks or push-ups between commercials to get your blood flowing!

5. Don’t Discourage Yourself

Don’t be upset because you ate mash potatoes, or if you ate one too many cookies. IT HAPPENS! If you eat too many cookies, walk around the house and burn some extra calories. Don’t let this celebration with your family turn into you freaking out about calories all day.

Remember to enjoy yourself, and your family’s company. Don’t stress about calories all day, but be try to do some fit-feasting this Thanksgiving to help!

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Studying Strategies For Finals

Filed under: College Life, Education, Tips - Angelina
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Cameron Tranchemontagne BookRenter Blogger Biography

This time of the semester is usually crazy with college classes. Between professors cramming in material at the end of the semester, to team projects, and loads of homework and tests (including finals), it’s no wonder students can be burnt out this time of year. However, this is a very crucial time to stay focused and make sure you carry through the best you can to continue to learn and get good grades.

Have successful studying session for tests and finals with these recommendations:

1. Work In Increments

You should break up your class and homework assignments you’re working on and accomplish them one piece at a time. This makes it easy to track your progress and keep up your morale by accomplishing a series of mini-goals. You should also make sure you take breaks in between each segment. Experts recommend about 15 minutes of break time to every 1 hour of studying to not exhaust your brain power. Whether you decide to eat a quick snack, go outside, or socialize for your break, just make sure you take that time for yourself (and then get back to studying).

2. Stick To A Schedule

You should plan specific times to study and stick to your schedule. This makes you more accountable to actually study. After a few weeks of this, studying will become just another habit in your regular routine.

3. Set Goals

Don’t start studying until you have a clear idea of what you want to accomplish, such as to learn more about a certain topic. This will keep you focused on the things you need to work the most on as you study and can help you plan out where you are spending your time as you study.

4. Limit Distractions

First, you should find a quiet place where you won’t be distracted much by your surroundings. You should also be wary of digital distractions. You may need your laptop or tablet to study, but limit your social media and web browsing. You can also tell your friends not to bother you when you’re studying, or just turn off the notifications on your phone.

5. Ask For Help

Much of the work you will accomplish “in the real world” will come from collaborating with others. For this reason, and for the sake of your sanity, you should feel comfortable reaching out to other students in the class if you are stuck on a problem or topic. Or you can even reach out to the professor. By communicating your difficulties, not only will you likely receive help, but if a lot of people are also having trouble with the topic, the professor may be willing to alter or review the material to fit the needs of the class.

Remember, everyone studies differently for what works for them. It may take some time to find out the best method for you if you haven’t found it yet. If you have found your ultimate study method, share with us what it is in a comment below!

Good luck studying!

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Breaking The Habit: Procrastination

Filed under: College Life, Education, Tips - Angelina
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Bailey Buckingham BookRenter Blogger Biography

Procrastination is something that hits so many college students, and once you get in that pattern, it is so hard to break. I know, because I am the former queen of procrastination. For me, it started in high school and has carried on into every year of college, except for this one. This year is my last year, and I had an awakening moment before classes started, when I realized that I’ve never accomplished anything academically in college. That isn’t who I am, and I want to leave with my name on the dean’s list. I had to make major adjustments to do this, but here are the top three things that have stopped my procrastination and have me at all A’s this semester, with 18 hours of classes.

1. Use A Planner

This is number one because having a planner is something that I plan to continue to use even after college. The older I’ve gotten, the more important it’s been to remember weddings, baby showers, anniversaries, etc. I can’t remember all of that on my own, especially with classes. I carry it with me in my purse, and when a date comes up that I need to remember, it immediately goes in. It helps me keep track of the mass amounts of homework I have every week. This will also help you prioritize everything too.

2. Schedule Homework Time

Scheduling when I do my homework has been a huge success for me this semester. My work schedule changes every week, so every time I get my schedule, I take out my planner and decide when I’ll be knocking out my homework. Writing it down gives me a bigger sense of accountability.

3. Make School A Priority

You may roll your eyes at this but, I spent three years in college making everything else a priority, never school. I made decent grades, but my attendance was horrible and I was doing my homework last minute every time because I didn’t put school before anything. Word to the wise, don’t wait until your senior year like I did to realize how easy school can be if you just prioritize it.

At the end of the day, these tips will work for you, if you are willing to make an effort. It took me so long to decide I needed tools to help me stay on track. It’s never too late to get your priorities in order, and as a twenty-three year old senior, I hope you can at least learn from my mistakes!

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