Tag Archives: tips

Changing Your Spending Habits

Filed under: Money/Budget, Tips - Angelina
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Loni Gibson Blogger Biography

 

 

 

 

Have you ever wished that you just had a little bit of extra money? Of course you do, and you’re not the only one who has. Especially as a college student, some extra cash could always come in handy.

Changing your spending habits could help you save any extra bit of money in your pocket. The thought of having a larger paycheck or spending money from Mom and Dad might help too, but with more money and your same spending habits, you may still be left wishing you had more.

Hold on to your money with these money saving tips:

1. Track Your Spending

Write down every penny you spend, either in your phone or a notepad, to help you realize where all of your money is going. Then you can go back and eliminate unnecessary costs to help you spend less.

Writing Down Spending

Photo © blogial

2. Stay In

Who wouldn’t rather go out and have fun than stay inside? Sometimes that is not always an option for your budget. You can have fun staying in too, though. Try having a game night, or inviting some friends over for dinner. Sometimes small gatherings can actually be much better memories – and your wallet will thank you.

Game night inside at home

Photo © digboston

3. Prepare Food

We’ve all fallen victim to just simply not having enough time to make lunch to bring to work or school, and then we end up buying it every day. That can add up! Even if you spent just five minutes before bed, you could easily prepare a meal for the next day. Daily habitual spending is hard to let go of, but think of how much money you could keep in your wallet!

Preparing Lunch

Photo © inhabitat

Hopefully these tips can help you hold on to some cash for just a little bit longer!

What are some helpful ideas you have on how to limit spending?

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DIY: Recreate Your Wardrobe

Filed under: College Life, DIY & Crafts, Fashion, Money/Budget, Tips - Angelina
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Darlene Megino Blogger Biography

 

 

 

 

Fashion trends are continuously changing. Rather than buying new clothes to keep up with the trends, reuse old clothing items and recreate them into new fashion pieces and save on money! These do-it-yourself fashions will allow you to use your creativity and customize your clothing.

1. Graphic Tees

Graphic tees are a fun trend that never seem to go out of style. Rather than buying the latest graphic tee trend, make your own! Check out Ann Lee’s DIY videos for instructions on how to make your own fun and festive graphic tees. She even goes into details on how to transform your graphic tee into a tank top without any sewing! All you need is scissors, a scrap t-shirt, printed fabric for the design or old patterned shirts, heat and bond, glue and an iron! Watch her detailed video here:

2. Skirts & Dresses

Infinity scarves are the perfect winter accessory! If you have tons of infinity scarves, you’ll love transforming them into several different skirts and dresses. April shows you how to make your infinity scarf into the latest skirt and dress styles. Ranging from the trendy peplum skirt to the classic sweetheart dress. Check out April’s DIY video here:

3. Statement Beanies

Beanies are an accessory that are perfect for any season. Statement beanies have been extremely trendy this past winter. Rather than spend tons of money on beanies, get creative and make your own! All you need are the beanie hats ($5 at local Target/Walmart), decal stickers (Michaels/Joann Fabrics), a piece of fabric, and an iron. Check out Lauren’s detailed instructions on how to make you own beanie here:

If you are trying to budget your spending, but still want to keep up with the latest fashion trends, try out these awesome DIY fashion ideas! What other ideas do you have to get creative with what’s in your closet?

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Credit Card Craze: Tracking Your Spending

Filed under: College Life, Money/Budget, Tips - Angelina
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Angelina Bossone Blogger Biography

 

 

 

 

Now that the holidays are over, hopefully your spending has slowed down or stopped for at least a little while. Now is the time more than ever to remind yourself to be responsible with your money and spending habits. It is so easy, especially as a college student, to habitually buy that morning cup of coffee, that weekly pizza dinner, or those drinks down at the bar with friends. It is easy not to think about how much you are spending when you are swiping a piece of plastic.

Here are a few ideas to help you become aware of your spending:

1. Use Cash – Not Plastic

We live in a world of plastic with debit and credit cards. Debit cards can be dangerous since they are linked directly to your checking account. You may not care about how much you are spending because as long as your spending is below the amount in your account you are good, right? Wrong. Just because you have money in your account doesn’t mean you should spend it. I find that when I use cash instead of plastic, I am more aware of my money. When you physically hand over cash, you can see that it is gone and that it is no longer with you. You can also see that the more you hand over, the more you are spending. And when it’s gone, it’s gone, unlike the plastic which is always there to entice you.

Spending Cash Money Instead of Plastic

Photo © Savvy Sugar

2. Limit Credit Cards

Credit cards can be just as dangerous because you think you have a limit that you can easily pay off later. Credit cards are not the same as debit cards. Credit cards contain no value. I do not use my credit card unless I know I already have that exact amount in my checking account that I can pay off right away. I typically only use my credit card for smaller purchases and use it only once in a while. It is not my first method of payment, and it shouldn’t be yours either.

Credit Card Money Spending

Photo © MSN Money

3. Monthly Budget Sheet

It is a huge benefit to write out your monthly expenses and your monthly income. Write out specific details such as how much you spend per month on groceries, bills, dining, entertainment, saving (yes, this should be included), gas, etc and subtract that total from your monthly income. This helps you become aware of where your money is going each month. You can then see if you spent under or over your monthly limit for each category and determine how well you are managing your income. Tip – use an Excel spreadsheet and put in the calculating formulas so it will automatically do the math for you on what your total expenses and remaining income is.

Excel Spreadsheet Monthly Income Budget

Photo © scio

Money is hard to get these days and can be gone in the blink of an eye! It’s okay to have fun every one in a while, but just be sure you are not getting crazy with those credit cards and are aware of your spending!

What are some ways you track your spending?

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Tips For A Successful Internship Search

Filed under: College Life, Education, Tips - Angelina
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Sylwia Baran Blogger Biography

 

 

 

 

Spring semester is now starting, and so begins the stress of finding an internship. Having internships as a college student is highly recommended as most jobs won’t hire you after you get your degree unless you have some experience under your belt. The hardest part is, where does one even look? Well it’s actually not as difficult a task as it may seem. These are the places I’ve found to be most helpful in my internship search:

1. Your College/University

This is probably the most helpful place to look for an internship because you get to work with an actual person who will help you in your search. Most colleges and universities have a special office for just this type of thing. At my college, this is called the “Career Development & Internships” office. It is this office’s job to place students in internships; it’s your job to take advantage of this great opportunity.

Career Path Internship Sheets

Photo © InternQueen

2. InternMatch.com

Internmatch.com is a great website you can browse for internships and even entry-position jobs based on your city and/or your major. This website shows both paid and unpaid internships! Start searching!

InternMatch Website

Photo © readwrite

3. InternQueen.com

This is another great free site that allows for students to search hundreds of internships. You can also narrow them down by your city and the industry in which you’d like to work. You can even upload your resume and cover letter to your account on the website so as not to have to repeat the process each time you apply for an internship.

Intern Queen Lauren Berger Internships

Photo © InternQueen

4. Going Directly to the Business

Another option, for those who already know where they would like to intern, is to simply contact the business/company for which you would like to intern directly. Send them an email or call them asking if they offer internships and tell them you would be interested. It can be that simple. Better your chances by walking in professionally dressed with a resume in hand.

Job Internship Interview Walk-In Resume

Photo © gfsjobalerts

No matter how irrelevant an internship may seem, it could really help your resume. The more internships a student has under their belt at the time of graduation, the better their chances of landing a great job. Another benefit is that many internships could potentially turn into full-time positions once the intern earns a degree.

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SMART Resolutions

Filed under: Seasonal Celebrations, Tips - Angelina
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Cameron Tranchemontagne Blogger Biography

 

 

 

 

If you’re like the vast majority of people who make New Year’s resolutions, you probably don’t follow through with them very often; or at least for more than a few months. I am certainly guilty of this and gave up making resolutions all together. Then I started making SMART goals that have given me a specific clear vision of what I want to accomplish and how I will do it.

“SMART” is an acronym for “specific, measurable, attainable, relevant, and time-bound” requirements that can help you format a realistic goal:

1. Specific Goals

There are five questions you must ask yourself to create a specific goal. You need to ask what your goal is and why you are making this goal; what is it you want to achieve? Who else is involved that contributes to the problem or to the solution? Where and when specifically will this goal be accomplished? Is anything holding you back from achieving this? What can help you achieve it?

Specific Fitness Goals For New Year

Photo © ikmkravmaga

2. Measurable Goals

Use quantitative amounts. Rather than saying, “I want to lose weight,” identify an exact number you want to lose and you can even go further by identifying the specific amount of time you want to use to accomplish that goal. For example, “I want to lose 10 pounds by 3 months.”

Eating Healthy Diet New Years Resolution Goal

Photo © mensfitness

3. Attainable Goals

Set a realistic goal and figure out how to reach it. If you want to “be able to bench press 350lbs in 2 weeks,” but you currently only bench 150 and you only workout once in a blue moon, that is not a realistic goal to have. Make sure you are capable to complete the goal you set and get a second opinion on it from someone who is able to give constructive criticism.

Quitting smoking new years resolution

Photo © ivillage

4. Relevant Goals

Have a goal that actually matters. Is this goal worth your time and effort? Will it improve your life? Will others support or benefit from this goal? The more relevant this goal is to your life, the more motivation you will have to accomplish it.

Group of Friends New Year Resolution

Photo © mandevilleorthodontics

5. Time-Bound Goals

Make a time limit for your goal like a deadline for an essay. This can help you track your progress and make it easier to take advantage of your down time. Instead of sitting on the couch watching TV, you’ll more likely be working towards your goal.

Reach goals time setting resolution

Photo © research-methodology

The beauty of the “SMART” criteria is that it is universally applicable to any goal. No matter what your resolution is, shape it around SMART to help you achieve it.

Good Luck!

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