Tag Archives: Saving $

4 Campus Services You Should Not Pay For

Filed under: College Life, Money/Budget, Tips - Angelina
Tags: , , ,

By Guest Blogger, Kevin Foor

College is expensive. One year of school at an in-state public institution currently averages $18,391, according to the College Board. If you go out of state, that number bumps up to $31,701. Because of the high costs of tuition and room and board, it’s essential that you cut costs wherever you can. In addition to saving money on textbooks by using a service like BookRenter, there are plenty more ways to conserve cash in college – and they come mainly from avoiding costly campus services. Here are four that you should avoid.

1. College Debit Card

You might think that getting a college debit card is a great idea, especially since many schools can load your financial aid directly onto it. However, these cards are typically chock-full of fees, including swipe fees, usage fees, and inactivity fees. Plus, having all that student loan money on a piece of plastic is only going to tempt you to spend it unnecessarily. Your best bet is to get in on the latest checking account promotions or to open an account at a local bank that offers a fee-free debit card.

Campus Credit Debit Card

Photo © Heartland Payment Options

2. Errand Services

These services run the gamut. You might see signs in your dorm lobby for laundry pick-up, grocery shopping, or meal preparation and delivery. Don’t take the bait. College is tough, there’s no denying it, but if you don’t think you have enough time in the day to take care of these responsibilities yourself, try instituting some time management practices to free up the necessary time. When you’re studying, go to the library or another quiet area so you’re not interrupted. If you’re doing online research for a school project, stick to the matter at hand and avoid surfing the Internet or checking your social media accounts. Free up more time in your day and you can complete these errands on your own and save a bundle.

College Laundry Services

Photo © Gopher Laundry

3. University Health Coverage

Because of the Affordable Care Act you can now stay on your parents’ health insurance plan until you reach the age of 26. Take advantage of that and opt out of campus-based health insurance. This is another unneeded expense and even if your parents ask you to pay for your portion of the coverage, it’s likely to be less than what you would pay through your school plan since many institutions have significantly raised premiums.

College Health Services

Photo © HVCC

4. Dining Meal Plan

I was recently reading a college education website and one student commented that his food plan cost $1,325 for 100 meals. That’s $13.25 per meal. Be sure to run the numbers of a university meal plan before signing on the dotted line. You could save yourself hundreds by eating in your dorm room. Take advantage of cooking facilities and clip coupons to save money on your grocery trips.

College Dining Hall Plan

Photo © Austin College

You may believe some of these services are worth the cost, but don’t lose sight of how important it is to keep your expenses down while in school. Once you graduate and hopefully find work, you’re going to be responsible for personal budgeting. Save money any way you can during school and start paying your loans back as quickly as possible.

What campus services can you eliminate that are unnecessary?

Add a Comment



How To Un-Spend From The Holidays

Filed under: Money/Budget, Seasonal Celebrations, Tips - Angelina
Tags: , , , ,

Angelina Bossone Blogger Biography

 

 

 

 

If you are like me, you love to go all out for the holiday season and spoil everyone you love with gifts! Sometimes though, I will admit, I spent much more than I should. I can’t help it though! I want to get things for friends and family that I know they will love. However, there could be a plus side – usually, you can reap on the returns!

Broke empty wallet

Photo © teklic

Cash is always one of the best gifts to give/receive, especially when you are a college student. And I can usually count on getting cash in some form from at least one person, whether it be from my parents, my grandpa, an aunt, or a brother. Of course I don’t expect it and I appreciate it anything I get from anyone.

If I do end up getting cash for the holidays, it instantly goes into my savings. I know Christmas cash usually means instant shopping spree for that thing you have really been wanting, but by saving it I see it as going towards the gifts I purchased for everyone else!

Saving Cash Piggy Bank

Photo © Quizzlewire

I then instantly feel better since I feel as though I spent less initially. Saving money is not easy to do, especially this time of the year. However, if you think of incoming money as paying off money you have spent, you will gladly hold on to it rather than spend it.

How do you deal with overspending on the holidays?

Add a Comment



Get to know Chanelle, the winner of BookRenter’s $5,000 Summer Spending Spree!

Filed under: Contests and Promotions - BookRenter Team
Tags: , , ,

We gave out a number of prizes in the Summer Spending Spree contest, but it was the one and only Chanelle Dufreny who won the grand-daddy of them all – $5,000 cash to spend on anything her heart desired. We’re pretty impressed with the way she’s chosen to distribute her winnings, so we had to let her tell you about it.

“Thank you so much for this opportunity! I’m going to give some money in offering to God on Sunday because I know without Him I would not win this prize. Then I’m going to give some to my mom who works so hard for me and my sister’s futures. Then, I’m going to donate to a charity, and with the $4000 I have left, I’m going to pay for my school expenses for a whole year!”

Chanelle and her mom at Chanelle’s high school graduation.

By telling us about her favorite class, Chanelle also revealed a little more about herself.

“My favorite class ever was Exceptional People, because in that class I got to learn what it’s like to live with a disability, and the proper way to help and treat people who are different than myself. I think that is so cool because even though we are all different, we all bring something into this world to make it the diverse place that it is.”

Last (but certainly not least), we asked Chanelle how she found BookRenter:

“I was searching for the most affordable books I can find, and BookRenter had them! I saved over $200! Btw thanks to u guys, I used my book and I got an A in my class this summer!!!!!!”

We’re so happy that Chanelle saved so much money and rocked her class last semester by simply renting her textbooks from BookRenter, and we hope the extra cash she won makes a similarly real difference in her life. Thanks for sharing with us, Chanelle, and here at BookRenter, we’re all rooting for you!

Add a Comment



College Cooking On the Dime

Filed under: Health & Fitness - BookRenter Team
Tags: , , , , , , , , , , , ,

Keep it cheap and easy with these mouthwatering dishes for a college student’s budget

by Guest Blogger Tiana Bouma

College is all about the cheap and easy. We students are usually on the hunt for better bargains at bars, easier classes, and quicker meals to cook. With the right recipes and some kitchen savvy, you can eat great even on a student’s budget. Here are some easy, cheap, and especially delicious recipes perfect for the student saver. They will make your taste buds jump for joy and save your wallet a few dollars along the way.

Breakfast Burritos

For a quick grab-and-go breakfast, you can make your own breakfast burritos and freeze them the night before. You will need:

by Dennis Amith

12 flour tortillas
6 eggs, scrambled
6 potatoes, diced and fried
grated cheese
cooked and diced bacon or sausage (optional)
salsa (optional)

  • Scramble the eggs and fry the potatoes in a pan until they are golden brown.
  • Soften the tortillas,  and cook or fry up the bacon or sausage.
  • Lay out the tortillas and add the filling ingredients after mixing them together. Roll up, tucking the ends in first, and freeze the extras.

Beef & Broccoli Stir Fry Ramen

Using a staple food in every college student’s kitchen, make this extremely affordable dish a tad healthier with meat and tastier with flavoring that isn’t artificial.

1 package beef or spicy beef ramen noodles
2 cups water
1 lb. beef steak strips
2 tspn. oil
2 cups broccoli, cut up
1 tbsp. soy sauce
1/8 tspn. crushed red pepper (optional)

  • Cook noodles according to package directions and drain.
  • In skillet, cook brown beef and drain. Add oil, half of the seasoning packet, broccoli and onions.
  • Stir fry for five minutes. Add soy sauce and red pepper. Simmer for five more minutes. Serve over noodles, and slurp up!

Roasted Asparagus

by Elana's Pantry

Asparagus starts appearing in grocery stores around early spring, so stock up when you can! Roast this wonderful vegetable into a crisp, sweet delight.

1 lb. asparagus
2 tbsp. olive oil
½ tsp. salt

  • Clean asparagus and take each stalk in your hands. Bend the stalk and the asparagus will naturally snap at the point where it becomes tough.
  • Place the tips on a heavy baking pan and toss with the olive oil.
  • Roast at 425 degrees F for 5-10 minutes until the asparagus is tender and begins to brown.

Microwave Peanut Butter Fudge

Not into baking? Don’t be afraid! This four-step recipe only requires two ingredients.

1 (16 ounce) can vanilla frosting
1 (18 ounce) jar peanut butter

  • Empty an entire jar of peanut butter into a mixing bowl.
  • Heat vanilla frosting in its container (remember to take off the foil lining first) in the microwave for about 60 seconds or until completely melted.
  • Pour the melted frosting in the bowl with the peanut butter and mix well.
  • Quickly pour the mixture into a 9×13 pan, allow the fudge to set, cut into small squares and enjoy!

I hope these recipes will inspire you to think outside of your budget and get your stove fired up for more delicious dishes to come! What do you like to whip up in your kitchen?

We value the diverse voices and fresh ideas that our guest bloggers bring to BookRenter. However, the ideas and opinions expressed in guest posts are strictly those of the post’s author and don’t necessarily reflect the ideas or opinions of BookRenter. The information in guest posts is often drawn from a variety of sources, and we count on our guest authors to verify and fact-check the content they post. BookRenter  makes no claims, express or implied, as to the accuracy or completeness of guest post content or the suitability of the content for a specific purpose.
View Comment | Add a Comment



The Surprising Economic Impact of Renting VS. Buying (Infographic)

Filed under: Education - BookRenter Team
Tags: , , , , , , , ,

EMBED THE IMAGE ABOVE ON YOUR SITE

Add a Comment