Filed under: Money/Budget, Tips
Summer is coming to an end and you are probably wondering where all of your money went. It’s alright, everyone goes through the summer spending frenzy. I have a few tips on how to get back on track as the new school year and classes are about to begin.
1. Write Out A List Of Bills
This may seem monotonous, but with all the paperless billing and everything being an auto-debit these days, it’s easy to forget how much of your money you are spending. Take a few minutes to sit down and think about all the bills that go out, the average cost of each one, and the date that they go out. When you write it, it gives you a better idea of what time of when your bills are and how much you are spending.
Photo © Pelican On Money
2. Use Cash
It’s so much easier to spend money when you are swiping that plastic card and not physically handing over your money. I have started to figure out a budget for myself per week. I go to the ATM and only use that cash when I’m paying for things. I always have my card for emergencies, but it is so much easier to keep track of what I’m spending.
Photo © College Lifestyles
3. Out With The Old
There are so many consignment shops that will take your old clothes and give you cash right on the spot. I have done it a few times with outfits that I haven’t worn in months, and I knew I probably would’t ever again. This helps me save space and get a bit of my money back for those unused items. A lot of places will take shoes, jewelry, scarves, anything you have in your closet!
Photo © Today
These are just a few ways that I have gotten back on track each year after a full summer of spending! Hopefully some of these will work for you! What do you like to do to track and cut down on spending?
Filed under: College Life, Money/Budget, Tips
The cost of living always seems to be rising. I just returned from a three month internship in Washington D.C. and realized while living there that I wasn’t properly prepared to be living in such an expensive city. I’m hoping to return there upon graduation and decided to try to decrease my cost of living to save up by making a budget.
How To Build A Budget:
1. Online Websites
There are multiple free websites that help you build a budget and watch your expenses. You can usually input credit cards, bills, and investments so that you have a complete view. I made an account at mint.com and have decreased my spending on groceries on budgeted clothes and restaurant expenses as well. Analyzing my expenses this way was an enlightening experience.
Photo © darksidesunny
2. Stay In
It’s easy to overspend on entertainment, especially with how expensive going out to a movie or getting drinks can be. Instead of going out, a stay-in night with friends can be just as fun. Movies are cheaper to rent, board games are always fun, or bottle of wine on sale and some invigorating conversation can keep a budget in check. If you do need/want to go out, than look for happy hours with seriously cheap drinks and maybe even some food options as well. Big cities may have a website listing all the happy hours in the area.
Photo © futilidadesdemenina
Coupons and deal websites are helpful in saving some additional costs. Livingsocial and Groupon saved me a lot of money when I wanted to go to sports events or themed parties for holidays. I was even able to save on cooking classes and haircuts.
Photo © Mandy_Jansen
Any little savings will go far in the long run. Saving only $50 a month on groceries will equal $1,200 in 2 years! The budgeting has even helped me when I returned to my last month in college. Hopefully these tips can help with living costs in any city.
What do you do to save money? Leave a comment below!
Being a college student means wracking up a pretty big education bill. With the costs of tuition, housing, food, and school books – students usually find that they cannot break out of the “broke college student” stereotype. For some college students the amount of time outside of class required for a major can make having a job during the school year impossible. School break is a great time for this because students can work 40-hour weeks at internships or minimum wage jobs.
I know that I have spent time between jobs and internships during college breaks to gain experience and extra cash. Below are some of the best types of jobs I’ve held as a college student that I would recommend for other college students looking for ways to get extra cash.
Although any customer service job is good, being a server means raking in tips that you may miss as a busser or host. Serving is a hard job but it is well worth it if you can handle staying polite with even the rudest customers. If you live in a popular vacation town or talk to a potential employer then it shouldn’t be too difficult to find a seasonal serving job in a restaurant.
Photo © G Swensons Krog
If you can handle children and possibly over-protective parents then being a nanny is a great way to earn some money over the break. Working as a nanny means that you can sometimes choose your own hours and almost always set your own price per hour or child. If you want a position outside of your hometown, a lot of websites offer nanny programs in other countries or states that will provide a place to live as well.
Photo © Merrilan
If you are having trouble finding a job or a company that is willing to hire someone for a seasonal position, you can always find odd jobs in the town instead of a normal minimum wage job. Mowing lawns, walking dogs, raking leaves, and painting houses are all jobs that will give you a paycheck and allow you to be outdoors!
Photo © Amy.Herbs
It takes a little time to research for potential job opportunities but with enough digging, I have always been able to find something. If you are returning home from college, then plan ahead and try to go home for a weekend to scout out potential employers. Even to just get your name out there a month or two in advance could secure a good seasonal summer job.
It’s Thanksgiving season, a great time to ask yourself, “What am I thankful for?” Loving family, awesome friends, good health, your cat who acts more like a dog? Anything that matters to you, tell us what about your life makes you feel especially grateful, and you could win $500 holiday spending money for gifts, that new holiday outfit, traveling home, whatever you want!
In addition, BookRenter will make a $500 donation in the grand prize winner’s name to Second Harvest Food Bank, one of the largest food banks in the nation, providing food to an average of nearly one quarter of a million people each month.
The top three entries with the most “I like your Thanks Given” votes wins the $500 grand prize and two runners-up will receive $250 cash gift cards each.
Have an even warmer Thanksgiving this year!
Submit your “Thanks Given” by November 25th here: http://on.fb.me/v1UlmT
Filed under: Contests and Promotions
- BookRenter Team
…to enter BooookRenter’s $500 Halloween Party Sweeps!
Promotion dies Sunday, October 23 at MIDNIGHT. Enter now so you aren’t left in the cold!