Tag Archives: money

How To Un-Spend From The Holidays

Filed under: Money/Budget, Seasonal Celebrations, Tips - Angelina
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Angelina Bossone Blogger Biography

 

 

 

 

If you are like me, you love to go all out for the holiday season and spoil everyone you love with gifts! Sometimes though, I will admit, I spent much more than I should. I can’t help it though! I want to get things for friends and family that I know they will love. However, there could be a plus side – usually, you can reap on the returns!

Cash is always one of the best gifts to give/receive, especially when you are a college student. And I can usually count on getting cash in some form from at least one person, whether it be from my parents, my grandpa, an aunt, or a brother. Of course I don’t expect it and I appreciate it anything I get from anyone.

If I do end up getting cash for the holidays, it instantly goes into my savings. I know Christmas cash usually means instant shopping spree for that thing you have really been wanting, but by saving it I see it as going towards the gifts I purchased for everyone else!

I then instantly feel better since I feel as though I spent less initially. Saving money is not easy to do, especially this time of the year. However, if you think of incoming money as paying off money you have spent, you will gladly hold on to it rather than spend it.

How do you deal with overspending on the holidays?

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On-Campus Job Hunting

Filed under: College Life, Money/Budget, Tips - Angelina
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Sylwia Baran Blogger Biography

 

 

 

 

It is almost time to head back to campus. Now is the best time to start job hunting on campus. The great thing about on-campus jobs is not only that they work around your class schedule, they also are conveniently close! The problem most of us have with finding a job on campus is knowing where to look.

1. The Library

College libraries are most often one of the largest buildings on campus, which typically means that they usually have the most job openings for students. Simply go to your college’s library and ask about job opportunities.

2. College Bookstore

The best time to apply for a job at your college’s bookstore is right before the start of the semester  since that is their busiest time. Although often times the positions are only temporary, it is still a great job for students.

3. Dining Services

If you don’t mind the smell of cafeteria food, this is a popular place for student jobs. There are different positions available in your college’s cafeteria: line servers, dining room attendants, checkers (swipe ID cards), etc.

4. Peer-Tutoring

This is a great job for students who did well in certain classes and would like to tutor others in those subjects. Visit the department in which you’d like to tutor and find out if they need peer-tutors. Not only do you get paid, but you’re also refreshing the material for yourself!

5. Federal Work Study

In order to get a work study job, you have to apply for FAFSA. On the application, indicate that you are interested in work study. Not everyone will qualify for it, but if you qualify for Financial Aid, you will most likely qualify for work study. Call your Financial Aid Office on campus to find out if you qualify and how to apply for a job.

The best time to apply for these jobs is early August and/or early January. This is the time in which there are the most job openings. Also check out local shops, restaurants, or gyms.

Tip: If applying in person, always have your class schedule printed out with you. Since on-campus jobs work around your schedule, they like to see your schedule along with your application. 

Have you ever worked on campus before? Tell us about your experience below!

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3 Ways To Cut Down On Spending

Filed under: Money/Budget, Tips - Angelina
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Bailey Buckingham Blogger Biography

 

 

 

Summer is coming to an end and you are probably wondering where all of your money went. It’s alright, everyone goes through the summer spending frenzy. I have a few tips on how to get back on track as the new school year and classes are about to begin.

1. Write Out A List Of Bills

This may seem monotonous, but with all the paperless billing and everything being an auto-debit these days, it’s easy to forget how much of your money you are spending. Take a few minutes to sit down and think about all the bills that go out, the average cost of each one, and the date that they go out. When you write it, it gives you a better idea of what time of when your bills are and how much you are spending.

2. Use Cash

It’s so much easier to spend money when you are swiping that plastic card and not physically handing over your money. I have started to figure out a budget for myself per week. I go to the ATM and only use that cash when I’m paying for things. I always have my card for emergencies, but it is so much easier to keep track of what I’m spending.

3. Out With The Old

There are so many consignment shops that will take your old clothes and give you cash right on the spot. I have done it a few times with outfits that I haven’t worn in months, and I knew I probably would’t ever again. This helps me save space and get a bit of my money back for those unused items. A lot of places will take shoes, jewelry, scarves, anything you have in your closet!

These are just a few ways that I have gotten back on track each year after a full summer of spending! Hopefully some of these will work for you! What do you like to do to track and cut down on spending?

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Penny Pinching in a Glitzy Town

Filed under: College Life, Money/Budget, Tips - Angelina
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Tiana Bouma Blogger Biography

 

 

 

 

The cost of living always seems to be rising. I just returned from a three month internship in Washington D.C. and realized while living there that I wasn’t properly prepared to be living in such an expensive city. I’m hoping to return there upon graduation and decided to try to decrease my cost of living to save up by making a budget.

How To Build A Budget:

1. Online Websites

There are multiple free websites that help you build a budget and watch your expenses. You can usually input credit cards, bills, and investments so that you have a complete view. I made an account at mint.com and have decreased my spending on groceries on budgeted clothes and restaurant expenses as well. Analyzing my expenses this way was an enlightening experience.

2. Stay In

It’s easy to overspend on entertainment, especially with how expensive going out to a movie or getting drinks can be. Instead of going out, a stay-in night with friends can be just as fun. Movies are cheaper to rent, board games are always fun, or bottle of wine on sale and some invigorating conversation can keep a budget in check. If you do need/want to go out, than look for happy hours with seriously cheap drinks and maybe even some food options as well. Big cities may have a website listing all the happy hours in the area.

3. Savings

Coupons and deal websites are helpful in saving some additional costs. Livingsocial and Groupon saved me a lot of money when I wanted to go to sports events or themed parties for holidays. I was even able to save on cooking classes and haircuts.

Any little savings will go far in the long run. Saving only $50 a month on groceries will equal $1,200 in 2 years! The budgeting has even helped me when I returned to my last month in college.  Hopefully these tips can help with living costs in any city.

What do you do to save money? Leave a comment below!

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Making the Most of Student Jobs

Filed under: College Life, Money/Budget, Seasonal Celebrations - Angelina
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Blogger Biography

 

 

 

 

Being a college student means wracking up a pretty big education bill. With the costs of tuition, housing, food, and school books – students usually find that they cannot break out of the “broke college student” stereotype. For some college students the amount of time outside of class required for a major can make having a job during the school year impossible. School break is a great time for this because students can work 40-hour weeks at internships or minimum wage jobs.

I know that I have spent time between jobs and internships during college breaks to gain experience and extra cash. Below are some of the best types of jobs I’ve held as a college student that I would recommend for other college students looking for ways to get extra cash.

Server

Although any customer service job is good, being a server means raking in tips that you may miss as a busser or host. Serving is a hard job but it is well worth it if you can handle staying polite with even the rudest customers. If you live in a popular vacation town or talk to a potential employer then it shouldn’t be too difficult to find a seasonal serving job in a restaurant.

Nanny

If you can handle children and possibly over-protective parents then being a nanny is a great way to earn some money over the break. Working as a nanny means that you can sometimes choose your own hours and almost always set your own price per hour or child. If you want a position outside of your hometown, a lot of websites offer nanny programs in other countries or states that will provide a place to live as well.

Entrepreneur

If you are having trouble finding a job or a company that is willing to hire someone for a seasonal position, you can always find odd jobs in the town instead of a normal minimum wage job. Mowing lawns, walking dogs, raking leaves, and painting houses are all jobs that will give you a paycheck and allow you to be outdoors!

It takes a little time to research for potential job opportunities but with enough digging, I have always been able to find something. If you are returning home from college, then plan ahead and try to go home for a weekend to scout out potential employers. Even to just get your name out there a month or two in advance could secure a good seasonal summer job.

 

Happy Hunting!

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