Tag Archives: budget

Getting Fit On A Budget

Filed under: College Life, Health & Fitness, Money/Budget, Tips - Angelina
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Darlene Megino BookRenter Blogger Biography

Looking to get healthy but don’t know how? Or are you looking to get a good workout in to lose a couple of pounds before the holidays without spending money on DVDs and gym memberships? If you’re looking to shed some weight and tone up, here are some fun, easy, and free workouts you can do!

1. YouTube Videos

Who needs workout DVDs when you can get a great workout from videos on YouTube? Whatever your fitness level is, there are videos that can help you get into shape. Whether you’re looking to shed weight or tone up, the variety of videos are nearly endless.

2. The Prison Workout

These workouts can be done in small spaces such as a dorm room or apartment. Like the conditions of a prison, you have don’t need much room and you only need to use your body to tone up. The workouts are based on repetition and your body’s weight. If you follow this workout, you will definitely get stronger and more toned!

Man Doing Crunches

Photo © Eights and Weights

3. Running Apps

Running is one of the best ways to get into shape! If you’re a beginner and need a push to start running, there are many apps (most are free) that you can download to your phone to help push you. It has set running schedules made to push you into running harder and faster. These apps are like having your own personal trainer. It will tell you when to run, rest, and even push you to run faster. There is a variety of apps ranging from beginner runners to more advanced runners. Whichever level you are at, these apps can definitely give you a great workout.

Runkeeper Running App

Photo © Toms Guide

These are great ways to kick-start getting towards a healthier you! If these workouts aren’t enough, many colleges have gyms included in their student fees and tuitions. If you’re looking to get fit, you can definitely take advantage of working out at your school’s gym. If you need more help or tips in getting fit, you can also inquire about personal training sessions. A great tip I can give is, ask friends who are into fitness for tips on how to get fit. Most times, they’re willing to help whip you into shape for free!

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4 Campus Services You Should Not Pay For

Filed under: College Life, Money/Budget, Tips - Angelina
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By Guest Blogger, Kevin Foor

College is expensive. One year of school at an in-state public institution currently averages $18,391, according to the College Board. If you go out of state, that number bumps up to $31,701. Because of the high costs of tuition and room and board, it’s essential that you cut costs wherever you can. In addition to saving money on textbooks by using a service like BookRenter, there are plenty more ways to conserve cash in college – and they come mainly from avoiding costly campus services. Here are four that you should avoid.

1. College Debit Card

You might think that getting a college debit card is a great idea, especially since many schools can load your financial aid directly onto it. However, these cards are typically chock-full of fees, including swipe fees, usage fees, and inactivity fees. Plus, having all that student loan money on a piece of plastic is only going to tempt you to spend it unnecessarily. Your best bet is to get in on the latest checking account promotions or to open an account at a local bank that offers a fee-free debit card.

Campus Credit Debit Card

Photo © Heartland Payment Options

2. Errand Services

These services run the gamut. You might see signs in your dorm lobby for laundry pick-up, grocery shopping, or meal preparation and delivery. Don’t take the bait. College is tough, there’s no denying it, but if you don’t think you have enough time in the day to take care of these responsibilities yourself, try instituting some time management practices to free up the necessary time. When you’re studying, go to the library or another quiet area so you’re not interrupted. If you’re doing online research for a school project, stick to the matter at hand and avoid surfing the Internet or checking your social media accounts. Free up more time in your day and you can complete these errands on your own and save a bundle.

College Laundry Services

Photo © Gopher Laundry

3. University Health Coverage

Because of the Affordable Care Act you can now stay on your parents’ health insurance plan until you reach the age of 26. Take advantage of that and opt out of campus-based health insurance. This is another unneeded expense and even if your parents ask you to pay for your portion of the coverage, it’s likely to be less than what you would pay through your school plan since many institutions have significantly raised premiums.

College Health Services

Photo © HVCC

4. Dining Meal Plan

I was recently reading a college education website and one student commented that his food plan cost $1,325 for 100 meals. That’s $13.25 per meal. Be sure to run the numbers of a university meal plan before signing on the dotted line. You could save yourself hundreds by eating in your dorm room. Take advantage of cooking facilities and clip coupons to save money on your grocery trips.

College Dining Hall Plan

Photo © Austin College

You may believe some of these services are worth the cost, but don’t lose sight of how important it is to keep your expenses down while in school. Once you graduate and hopefully find work, you’re going to be responsible for personal budgeting. Save money any way you can during school and start paying your loans back as quickly as possible.

What campus services can you eliminate that are unnecessary?

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3 Inexpensive Recipes for the Starving College Student

Filed under: College Life, Food, Fun Ideas, Money/Budget, Tips - Angelina
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Darlene Megino Blogger Biography

College is one of the best experiences of our lives. However, college food can sometimes be one of the worst. Being on a budget and starving can sometimes be a struggle. Here are three easy recipes that will satisfy your taste buds and save you money!

1. Mexican Hotdogs

Mexican Hot Dog Recipe

Photo © sndimg

Take a flour tortilla and spread a spoonful of beans onto it. Sprinkle on some of your favorite cheese, place a hot dog in the middle, and roll it up. Microwave on high for 1-2 minutes. Afterwards top it off with salsa!

2. Potato Soup

Potato Soup Recipe

Photo © sndimg

Add peeled and cubed potatoes to a saucepan. Add chopped celery and onions to the mix. Add water to bring the items to a boil, but make sure not to cover the veggies and potatoes fully with the water. Bring to a boil for about 25 minutes and then roughly mash up the potatoes. You want to coarsely mash up the potatoes so that you have chunks of it in the soup. Add 1/4 cup of milk to thicken up the sauce and flavor it with salt/pepper.

3. Peanut Butter Fudge with Vanilla Frosting

Peanut Butter Fudge and Vanilla Frosting

Photo © shockinglydelicious

Empty a full jar of peanut butter and a whole can of vanilla frosting into a microwave safe bowl. Mix well and microwave for 30 second to 1 minute, watch carefully not to over cook it! Afterwards, pour the mix out onto the bowl and let it set. After letting it cool, cut into squares and enjoy!

What is your go-to meal when you are on a budget?

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Summer On A Budget

Filed under: Fun Ideas, Money/Budget, Seasonal Celebrations, Tips - Angelina
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Darlene Megino Blogger Biography

 

 

 

 

School is out and you are now probably wondering what to do for the rest of your vacation. Trying to go on a summer adventure, but only have a small budget? No worries, here are a few ideas to help you have fun this summer!

1. Free Festivals

Check out your local newspaper or online news to find events happening locally. Chances are there are a ton of free festivals happening! Everything from music, to food, to arts and wine festivals, are happening every summer. If you use an online search engine, you can narrow it down to “free festivals” and select from a variety of fun events.

Free Summer Festival

Photo © funny pictures

2. Half Off Rides

If you have local amusement parks in your area, then you’re in for a treat! Most amusement parks have specials on their admission tickets. Whether you get a coupon online or from a soda can, they also have other deals if you ask the ticket office. Call your local amusement park and inquire about admission tickets after a certain time. Some parks give their admission tickets half off after 5pm!

Amusement Park Roller Coaster

Photo © Eating Healthy

3. Free Day

Museums and zoos have what’s called “Free First of the Month.” Take advantage of this special admission day! Museums and zoos pick a certain day of the month for people to come visit for free. Usually these days are the first Mondays or First Fridays of the month. Definitely check these out and you’ll have a blast checking out cool artwork or animals for free! If you’ve missed the free day, they also have special discount days as well.

Dinosaur Museum Exhibit

Photo © Energy Development

Sometimes the best fun is just hanging out low-key with some of your closest friends and playing a game of cards or video games. There are tons of things you can do without spending loads of money. What will you be doing this summer that is budget friendly?

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Budget-Friendly Mother’s Day Gifts

Filed under: Money/Budget, Seasonal Celebrations, Social Life/Relationships, Tips - Angelina
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Serena Piper Blogger Biography

 

 

 

 

It has been another year and now another Mother’s Day is approaching! Do you know what you’re getting your mom (or mother figure in your life) yet? Flowers and chocolate work well, but why not try something different this year?

Check out this list of budget-friendly ideas:

1. Music

If you know her favorite songs, compile them all together for her to bring along wherever she goes (a CD, on her iPod, or whatever). Not sure what she’ll like? Make a list of some songs that make you think about her – that remind you of good times spent together, or even just a playlist of songs you think she will like. It’s the thought that counts!

Music Mixed CD Playlist

Photo © blatantblithe

2. Collage

Make a collage of all your own photos of the two of you together over the years, or just your favorite moments as a family. You can even put it in a fancy frame to spiff it up!

Mother Daughter Photo Collage Gift

Photo © kaitykrakz

3. Handwritten Letter

Not creative with photo art? Put your heart to words. Write a list of all the reasons she means a lot to you, ways she’s helped you over the years, or your favorite memories. Also, fight the urge to type it up. It may be quicker and less of a strain on your hand, but handwritten shows real effort and adds a personal touch.

Happy Mother's Day Homemade Handwritten Letter Card Gift

Photo © gallery hip

4. Pampering

Not all spa services cost an arm and a leg. Either a chair massage or a simple pedicure – moms like to be taken care of and feel pretty too! This is a great way to remind her she isn’t just a mom, she’s a woman too!

Mom Spa Massage

Photo © spaweekblog

5. Her Guilty Pleasure

It can be as simple as a card, a hug, and her favorite candy! Surprisingly, my mom pointed out a coloring book (of all things) she wanted. Of course it’s not the only thing I’ll get for her, but the point is, all moms have things they do or indulge in to relax. What does your mom do? Let her know you pay attention by picking her up that special something!

Chocolate Guilty Pleasure Mother's Day Gift

Photo © The Future of Health Noew

No matter what you choose, the goal is to make your mom feel appreciated. Put a little thought and time into your gift, and you can’t go wrong!

Happy Mother’s Day!

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