Category Archives: Money/Budget

Getting Fit On A Budget

Filed under: College Life, Health & Fitness, Money/Budget, Tips - Angelina
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Darlene Megino BookRenter Blogger Biography

Looking to get healthy but don’t know how? Or are you looking to get a good workout in to lose a couple of pounds before the holidays without spending money on DVDs and gym memberships? If you’re looking to shed some weight and tone up, here are some fun, easy, and free workouts you can do!

1. YouTube Videos

Who needs workout DVDs when you can get a great workout from videos on YouTube? Whatever your fitness level is, there are videos that can help you get into shape. Whether you’re looking to shed weight or tone up, the variety of videos are nearly endless.

2. The Prison Workout

These workouts can be done in small spaces such as a dorm room or apartment. Like the conditions of a prison, you have don’t need much room and you only need to use your body to tone up. The workouts are based on repetition and your body’s weight. If you follow this workout, you will definitely get stronger and more toned!

Man Doing Crunches

Photo © Eights and Weights

3. Running Apps

Running is one of the best ways to get into shape! If you’re a beginner and need a push to start running, there are many apps (most are free) that you can download to your phone to help push you. It has set running schedules made to push you into running harder and faster. These apps are like having your own personal trainer. It will tell you when to run, rest, and even push you to run faster. There is a variety of apps ranging from beginner runners to more advanced runners. Whichever level you are at, these apps can definitely give you a great workout.

Runkeeper Running App

Photo © Toms Guide

These are great ways to kick-start getting towards a healthier you! If these workouts aren’t enough, many colleges have gyms included in their student fees and tuitions. If you’re looking to get fit, you can definitely take advantage of working out at your school’s gym. If you need more help or tips in getting fit, you can also inquire about personal training sessions. A great tip I can give is, ask friends who are into fitness for tips on how to get fit. Most times, they’re willing to help whip you into shape for free!

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4 Campus Services You Should Not Pay For

Filed under: College Life, Money/Budget, Tips - Angelina
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By Guest Blogger, Kevin Foor

College is expensive. One year of school at an in-state public institution currently averages $18,391, according to the College Board. If you go out of state, that number bumps up to $31,701. Because of the high costs of tuition and room and board, it’s essential that you cut costs wherever you can. In addition to saving money on textbooks by using a service like BookRenter, there are plenty more ways to conserve cash in college – and they come mainly from avoiding costly campus services. Here are four that you should avoid.

1. College Debit Card

You might think that getting a college debit card is a great idea, especially since many schools can load your financial aid directly onto it. However, these cards are typically chock-full of fees, including swipe fees, usage fees, and inactivity fees. Plus, having all that student loan money on a piece of plastic is only going to tempt you to spend it unnecessarily. Your best bet is to get in on the latest checking account promotions or to open an account at a local bank that offers a fee-free debit card.

Campus Credit Debit Card

Photo © Heartland Payment Options

2. Errand Services

These services run the gamut. You might see signs in your dorm lobby for laundry pick-up, grocery shopping, or meal preparation and delivery. Don’t take the bait. College is tough, there’s no denying it, but if you don’t think you have enough time in the day to take care of these responsibilities yourself, try instituting some time management practices to free up the necessary time. When you’re studying, go to the library or another quiet area so you’re not interrupted. If you’re doing online research for a school project, stick to the matter at hand and avoid surfing the Internet or checking your social media accounts. Free up more time in your day and you can complete these errands on your own and save a bundle.

College Laundry Services

Photo © Gopher Laundry

3. University Health Coverage

Because of the Affordable Care Act you can now stay on your parents’ health insurance plan until you reach the age of 26. Take advantage of that and opt out of campus-based health insurance. This is another unneeded expense and even if your parents ask you to pay for your portion of the coverage, it’s likely to be less than what you would pay through your school plan since many institutions have significantly raised premiums.

College Health Services

Photo © HVCC

4. Dining Meal Plan

I was recently reading a college education website and one student commented that his food plan cost $1,325 for 100 meals. That’s $13.25 per meal. Be sure to run the numbers of a university meal plan before signing on the dotted line. You could save yourself hundreds by eating in your dorm room. Take advantage of cooking facilities and clip coupons to save money on your grocery trips.

College Dining Hall Plan

Photo © Austin College

You may believe some of these services are worth the cost, but don’t lose sight of how important it is to keep your expenses down while in school. Once you graduate and hopefully find work, you’re going to be responsible for personal budgeting. Save money any way you can during school and start paying your loans back as quickly as possible.

What campus services can you eliminate that are unnecessary?

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5 Last Minute DIY Halloween Costumes

Filed under: DIY & Crafts, Fashion, Fun Ideas, Money/Budget, Seasonal Celebrations - Angelina
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Serena Piper Blogger Biography

 

 

 

 

It’s the season of colorful crunchy leaves underfoot, tart apple cider, cozy sweaters, and of course, the great Halloween debate: what can I dress up as that won’t break the bank Fortunately, there are plenty of ways to be creative (and original) when it comes to costumes, and all of them can be easily put together yourself.

1. Marionette Doll

All you need for this one is a steady hand with a makeup brush, and an old dress or suit and tie. Not good free handing makeup? Check out a YouTube tutorial. For more inspiration, see the newest scary movie Annabelle.

2. Sims

There are plenty of templates for that neon little diamond shape above a Sim’s head. The rest of the costume is just your normal clothes!

3. Bunch of Grapes

Pick a color, any color! Blow up a bunch of purple, green, or red balloons and then pin them to your clothes (which should be the same color as whatever color balloons you choose).

4. Lego

Find an old cardboard box and spray paint it the color Lego you want to be. When it’s dry, cut out the holes for your arms and head. Grab six plastic cups and paint them if necessary, give them a trim, and then glue them to the box.

5. Risky Business

Easiest costume ever, right? All you need for this classic is an oversized white dress shirt, white socks, and a pair of sunglasses! Classy and comfortable!

Still stuck on ideas? Check out your local thrift store as sometimes they have costumes put together in the window displays. Whatever your choice, it doesn’t have to be expensive!

Have you already decided what to be for Halloween? Share your idea with us in the comments!

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Chic & Cheap Room Decor

Filed under: College Life, DIY & Crafts, Fun Ideas, Money/Budget - Angelina
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Darlene Megino Blogger Biography

 

 

 

 

Just moved into a new dorm, room, or apartment? Decorating your room can sometimes break your wallet, but it doesn’t have to! If you want to decorate on a budget, then these easy chic and cheap room décor pieces are for you!

1. Wall Art

You can definitely show your personality and creativity through wall art. By using items you find at home and re-decorating them, you can create new pieces of art to display on your wall. One idea is to take a shopping bag from your favorite store and frame it. It will highlight your fashionable personality and will spruce up your drab walls! See some tutorials:

2. Floral Mirror

You can easily add a touch of elegance to your mirror by adding some flowers. You can use any sized mirror for this do-it-yourself project. All you need is a mirror (any size/shape), fake flowers from any crafts store, and a glue gun. Take the flowers off of the stems and remove the piece that holds it together. Next, lay out the flowers on the perimeter of the mirror to ensure you like the design. Once you have finalized your floral placement, begin gluing down the flowers. Allow the glue to cool and set for about an hour prior to hanging up the mirror. You can use the same concept to create floral corkboards and white boards as well!

DIY Floral Mirror Dorm Decoration

Photo ©She Knows

3. Stacked Mason Jars

Mason jars are a pretty inexpensive, yet stylish way to organize your desk area. To create this, all you need is 5 mason jars, a hot glue gun, and some items to fill the jars with. First, put the base together by hot gluing the sides of the jars together. Then glue the top two together. Afterwards, glue the top two onto the base. Finally, fill it with some colorful markers, paper holders, and pens to add a pop of color! Now your desk will be looking organized and chic!

Mason Jar Desk Decor

Photo © It’s Overflowing

These are just a few ideas to get your dorm, apartment, or room looking stylish without breaking the bank. Have you created your own decor? If so, what? Leave us a comment below!

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3 Inexpensive Recipes for the Starving College Student

Filed under: College Life, Food, Fun Ideas, Money/Budget, Tips - Angelina
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Darlene Megino Blogger Biography

College is one of the best experiences of our lives. However, college food can sometimes be one of the worst. Being on a budget and starving can sometimes be a struggle. Here are three easy recipes that will satisfy your taste buds and save you money!

1. Mexican Hotdogs

Mexican Hot Dog Recipe

Photo © sndimg

Take a flour tortilla and spread a spoonful of beans onto it. Sprinkle on some of your favorite cheese, place a hot dog in the middle, and roll it up. Microwave on high for 1-2 minutes. Afterwards top it off with salsa!

2. Potato Soup

Potato Soup Recipe

Photo © sndimg

Add peeled and cubed potatoes to a saucepan. Add chopped celery and onions to the mix. Add water to bring the items to a boil, but make sure not to cover the veggies and potatoes fully with the water. Bring to a boil for about 25 minutes and then roughly mash up the potatoes. You want to coarsely mash up the potatoes so that you have chunks of it in the soup. Add 1/4 cup of milk to thicken up the sauce and flavor it with salt/pepper.

3. Peanut Butter Fudge with Vanilla Frosting

Peanut Butter Fudge and Vanilla Frosting

Photo © shockinglydelicious

Empty a full jar of peanut butter and a whole can of vanilla frosting into a microwave safe bowl. Mix well and microwave for 30 second to 1 minute, watch carefully not to over cook it! Afterwards, pour the mix out onto the bowl and let it set. After letting it cool, cut into squares and enjoy!

What is your go-to meal when you are on a budget?

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