3 Ways To Cut Down On Spending

Filed under: Money/Budget, Tips - Angelina
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Summer is coming to an end and you are probably wondering where all of your money went. It’s alright, everyone goes through the summer spending frenzy. I have a few tips on how to get back on track as the new school year and classes are about to begin.

1. Write Out A List Of Bills

This may seem monotonous, but with all the paperless billing and everything being an auto-debit these days, it’s easy to forget how much of your money you are spending. Take a few minutes to sit down and think about all the bills that go out, the average cost of each one, and the date that they go out. When you write it, it gives you a better idea of what time of when your bills are and how much you are spending.

write out a list of bills

Photo © Pelican On Money

2. Use Cash

It’s so much easier to spend money when you are swiping that plastic card and not physically handing over your money. I have started to figure out a budget for myself per week. I go to the ATM and only use that cash when I’m paying for things. I always have my card for emergencies, but it is so much easier to keep track of what I’m spending.

Young College Girl Holding Up Money One Dollar Bills For Cash Spending

Photo © College Lifestyles

3. Out With The Old

There are so many consignment shops that will take your old clothes and give you cash right on the spot. I have done it a few times with outfits that I haven’t worn in months, and I knew I probably would’t ever again. This helps me save space and get a bit of my money back for those unused items. A lot of places will take shoes, jewelry, scarves, anything you have in your closet!

Female College Student Trading Her Clothes In Store For Cash

Photo © Today

These are just a few ways that I have gotten back on track each year after a full summer of spending! Hopefully some of these will work for you! What do you like to do to track and cut down on spending?

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